Jinshang Bank: Achieve a net profit of 1.663 billion yuan by 2025

LightningPacketLoss · 2026-03-30T13:47:18+00:00

Jinshang Bank's 2025 performance report shows operating income of 5.445 billion yuan, a year-on-year decrease of 6.0%; net profit of 1.663 billion yuan, a decrease of 4.9% year-on-year. Total assets reached 393 billion yuan, an increase of 4.4% compared to the previous year. Non-performing loans amounted to 4.249 billion yuan, with a loan ratio of 1.95%. Capital adequacy ratio and Tier 1 capital adequacy ratio have both increased.

LightningPacketLoss

2026-03-30 13:47:18

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On March 29, Jingshang Bank released its 2025 full-year performance announcement. In 2025, the bank reported operating revenue of 5.445 billion yuan, down 6.0% year over year; net profit was 1.663 billion yuan, down 4.9% year over year. As of end-2025, Jingshang Bank’s total assets were 393.0 billion yuan, up 4.4% from the end of the previous year; total liabilities were 363.914 billion yuan, up 4.5% from the end of the previous year, and it had deposits absorbed of 320.797 billion yuan, up 3.4% from the end of the previous year. Non-performing loans were 4.249 billion yuan, up 0.683 billion yuan from the end of the previous year; the non-performing loan ratio was 1.95%, up 0.18 percentage points from the end of the previous year.

As of December 31, 2025, Jingshang Bank’s capital adequacy ratio was 13.96%, up 1.12 percentage points from the end of 2024; the tier-one capital adequacy ratio was 11.24%, up 0.27 percentage points from the end of 2024; the core tier-one capital adequacy ratio was 10.46%, up 0.28 percentage points from the end of 2024.

(Jingshang Bank)

(Editor: Qian Xiaorui)

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