Gansu Bank: 2025 net profit is expected to reach 591 million yuan, a year-on-year increase of 1.1%

LightningPacketLoss · 2026-03-30T09:54:25+00:00

Gansu Bank's 2025 performance announcement shows that total operating income was 5.421 billion yuan, a decrease of 9.0% year-on-year; net profit increased to 591 million yuan. Total assets grew by 5.1%, customer deposits increased by 5.0%, and the non-performing loan ratio remained at 1.93%. The bank achieved certain results in credit issuance and asset management.

LightningPacketLoss

2026-03-30 09:54:25

Abstract generation in progress

On March 27, Gansu Bank released its 2025 annual performance announcement. In 2025, the bank recorded total operating revenue of RMB 5.421 billion, down 9.0% from RMB 5.954 billion in 2024. Net profit increased by 1.1% from RMB 585 million in 2024 to RMB 591 million in 2025. The main reason for the increase in net profit was that in 2025 the bank continued to focus on serving the real economy, increased the deployment of credit assets, and, at the same time, proactively optimized its asset-liability structure to reduce funding costs, implemented the requirement to live with tight budgets, and thereby reduced operating expenses.

As of December 31, 2025, Gansu Bank’s total assets were RMB 435.896 billion, up 5.1% year over year. Total customer loans and advances (including accrued interest) were RMB 229.619 billion, down 0.8% year over year. The non-performing loan ratio was 1.93%, unchanged from the end of 2024. This was mainly because the bank continued to step up the disposal of non-performing assets, optimized its credit approval management policies, further strengthened its risk management foundation, and maintained relatively stable asset quality. Total customer deposits (including accrued interest) were RMB 337.474 billion, up 5.0% year over year.

(Gansu Bank)

(Editor: Qian Xiaorui)

Keywords:

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.