China Pacific Insurance's Fu Fan: Industry competition is shifting from incremental gains to stock battles, and the urgent need for high-quality development transformation is increasing.

2026-03-28 00:43:41

How is the low interest rate era forcing innovation in the insurance industry’s profit model?

Beijing Business Daily (Reporter Hu Yongxin) - On March 27, China Pacific Insurance held its 2025 annual performance briefing. China Pacific Insurance Chairman Fu Fan stated that our country has entered a low interest rate era, and the traditional profit model reliant on interest spreads urgently needs to change. Industry competition is shifting from incremental dividends to stock game strategies, making the transformation towards high-quality development increasingly urgent. In the face of a new journey, the group will adhere to seeking progress while maintaining stability, improving quality and efficiency, and accelerating the construction of a first-class insurance financial services group with market leadership and international competitiveness.

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