2026-03-18 05:02:32

Wow, that's intense... I just read that digital lending interest rates can be 30–42% per year = 3% per month = up to 0.3% per day. And that's legal, regulated by OJK. Borrow Rp10 million, end up paying back Rp14 million. Working just to pay interest. But what's interesting is Web3 is different. You can borrow, but you actually get rewards and even—

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