Major U.S. banks are now actively strategizing their response to Trump's recent push for capping credit card interest rates at 10% annually. Two of the banking heavyweights are reportedly weighing various options—from restructuring fee models to adjusting reward programs—as potential compromises to address the administration's demands. This one-year rate cap proposal has sparked considerable debate in financial circles about how lenders will adapt their business models. For crypto investors watching traditional finance dynamics, such regulatory shifts could influence broader market sentiment and institutional strategy in the months ahead.