Citibank just announced a major adjustment— the originally scheduled interest rate cut in January has been postponed to March. But this doesn't mean there’s no hope for this year; market expectations still anticipate three rate cuts throughout the year, with one each in March, July, and September.

Why the change? December’s employment data gave us the answer. The unemployment rate indeed dropped to 4.4%, which looks good, but the number of new jobs added didn’t keep pace. Is the economy recovering steadily or is it just weakly holding up? This contradiction has even caused the Federal Reserve to re-evaluate.

What does this mean for the crypto world? Usually, rate cuts tend to boost liquidity expectations, as funds seek higher yields, often benefiting the crypto market. But the question is, will this delay become a turning point for market sentiment? Don’t forget, Citibank’s statement is just one institution’s opinion; the Federal Reserve’s true stance will depend on official signals.

The real point worth pondering is: is this change in pace a calm before the storm, or a sign of a trend reversal? Has the bear market truly come to an end? Feel free to share your judgment in the comments.