In 2026, RWA (Real World Asset On-Chain) has become a new hot topic in the crypto circle. Many people are starting to consider a question: how to achieve stable returns in the crypto market without taking full risks?

The USD1 product is worth a look. Its RWA financial plan offers investors an annualized return of 3.65%-4.71% — this level is actually higher than traditional bank large-denomination certificates of deposit, and the key point is that it can also avoid the sharp fluctuations of the crypto market. For traditional investors, this is basically the lowest risk entry point into the space; for those who have been navigating the crypto world, this is a must-have in asset allocation.

Apart from RWA, the PSM pools provide another route — 7%-12% annualized returns, suitable for funds that want to move quickly in the short term. Walking on two legs, with greater flexibility.

The ecosystem governance token $LISTA is another dimension. Not only can you hold the token for benefits, but you can also vote on which RWA projects go live, truly participating in the ecosystem evolution. As the scale of RWA expands, the token’s appreciation potential is also increasing.

Overall, when RWA moves from concept to actual implementation, those who can secure early positions will hold the dividends of this track. At present, this kind of financial plan is indeed worth paying attention to.