2026-01-07 02:21:31

Many foreign children's economics books have long become enlightenment reading for teenagers, while similar textbooks in China are rarely known. A recent intern only just came into contact with such books, and after reading them, they were filled with emotion—this reflects two completely different financial education systems.

What is the difference? Foreign countries systematically cultivate children's financial awareness and investment thinking from a young age, while domestic financial basic education is almost nonexistent. This means that most people enter society and face asset allocation and investment decisions with often no idea.

As crypto assets increasingly become an important part of asset allocation today, this gap in financial literacy education is particularly prominent. Financial literacy is not just about knowing how to save money, but also about understanding risks, returns, and the time value of money. And these are precisely skills that should be cultivated from a young age.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

23 Likes

Reward
23
5
Repost
Share

Comment

0/400

StrawberryIce

· 16h ago

It was about time to catch up; domestic financial enlightenment has indeed been neglected... --- Sigh, at the end of the day, it's a matter of mindset. Western countries have long been teaching children the logic of making money work for money. --- Cryptocurrency is really brutal for retail investors; without financial literacy, you're at risk of being cut at any moment. --- I totally agree. Sometimes it's already too late to learn about investing after growing up... --- This is the real wealth gap—people start at different starting lines. --- I also only started to seriously study financial knowledge after I began working, wasting so many years. --- But the key is whether someone is willing to teach. Here, we still treat making money as a forbidden zone.

View OriginalReply0

NFTPessimist

· 01-07 02:49

We were taught from a young age to "study hard and make progress every day," but it wasn't until we entered society that we realized the truly important things were never taught to us 😅

View OriginalReply0

consensus_failure

· 01-07 02:45

This is really a pain point. Our generation has been screwed by the education system. Saving money is the only thing we know, but how to manage finances? We don't know.

View OriginalReply0

CrossChainBreather

· 01-07 02:37

Domestic financial literacy education is indeed a blank space; no wonder so many people need to brush up on their knowledge before trading cryptocurrencies... It really should start from a young age.

View OriginalReply0