As we push deeper into 2026, now's the time to lock in your investment fundamentals. Here's what you should be doing:

First up—take a hard look at your risk tolerance. Market conditions shift, life happens, and your ability to weather volatility might not be what it was last year. Be honest about it.

Next, pull up your portfolio and actually review it. Dead weight? Positions that have drifted? Time to clean house and see where your capital is really sitting.

Then assess your investment themes. Where does the market seem to be heading? Which sectors—whether traditional markets, DeFi, layer-2 solutions, or emerging blockchain infrastructure—align with your thesis?

Evaluate what new opportunities are worth your attention. The space moves fast; there's always something fresh, but not everything deserves your dry powder.

Finally, and this one matters more than people think—write it down. Document your investment plan. Goals, allocation, entry/exit criteria, rebalancing rules. Having a written framework keeps emotions out of the equation when things get choppy.