Complete Guide to GUSD Stablecoin: Advantages, Uses, and Investment Strategies of Gemini Dollar

GUSD stablecoin: Leading digital dollar under US Compliance regulation

GUSD is a regulated stablecoin issued by Gemini Trust Company, pegged to the US dollar at a 1:1 ratio. As a model of Compliance solutions, GUSD is strictly regulated by the New York Department of Financial Services ( NYDFS ), undergoing independent audits monthly to ensure complete transparency. Its reserves are 100% backed by cash and equivalents in US dollars, held in multiple reputable financial institutions, providing users with a high level of security.

The smart contract of GUSD has undergone rigorous security audits to ensure its integrity and reliability. In the DeFi and payment sectors, GUSD has achieved some application, but its market capitalization and circulation are relatively small. As of September 15, 2025, GUSD's market capitalization is $51.26 million, ranking 578th. Although Gemini has been fined for compliance issues, it has taken measures to improve and further enhance its regulatory strength.

A Comprehensive Guide to Using GUSD for Wise Investors

GUSD provides investors with a variety of use cases. In trading, GUSD can serve as a stable trading pair, reducing volatility risk. In the payment sector, GUSD supports fast, low-cost cross-border transfers. In the DeFi ecosystem, GUSD can be used for lending, liquidity mining, etc., creating additional income for users.

Compared to other stablecoins, GUSD has significant advantages in compliance and transparency.

| Features | GUSD | USDC | USDT | |------|------|------|------| |Regulatory Authority|NYDFS|None|None| |Reserve Transparency|Monthly Audit|Monthly Certification|Quarterly Certification| |Composition of Reserves|100% cash and equivalents|Cash and short-term US Treasury bonds|Mixed assets|

Stablecoin Investment Strategy: GUSD Yield Maximization Plan

Wise investors can adopt the following GUSD investment strategies: 1) utilize deposit yields offered by centralized platforms; 2) participate in DeFi lending projects to obtain high annualized returns; 3) provide liquidity mining to earn transaction fees and token rewards. However, investors need to weigh the risk-reward ratio, as DeFi projects usually offer higher returns but come with greater risks, while centralized platforms are relatively stable.

GUSD Enterprise Applications and Future Development Blueprint

GUSD has great potential in enterprise applications. It can simplify cross-border payment processes, reduce transaction costs, and improve efficiency. In supply chain finance, GUSD can achieve real-time settlement and optimize cash flow. In the future, with the improvement of the regulatory environment and the increase in market acceptance, GUSD is expected to play a role in more areas, promoting the widespread application of the digital dollar.