The 'Special Forces' of deposits are carefully calculated, and the cross-city deposits continue to be hot under the temptation of interest rate differentials.
Jinshi data news on August 15th, since August, small and medium-sized banks in many places have announced the reduction of deposit Intrerest Rate. With the temptation of different banks' similar deposit interest rate spreads, the "cross-city deposit" continues to be hot. Insiders in the industry said that the rise of "special forces" in cross-city deposits not only reflects residents' demand for wealth appreciation, but also exposes the possibility that some banks may face difficulties in attracting deposits. Banks should further improve service quality, optimize financial products, and attract depositors' attention not only with Intrerest Rate advantages. Experts remind that while depositors pursue high interest rates, they also need to follow the safety, Liquidity, and compliance of the deposit banks to ensure the safety of funds, and make good use of remote account opening and deposit services provided by banks.
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The 'Special Forces' of deposits are carefully calculated, and the cross-city deposits continue to be hot under the temptation of interest rate differentials.
Jinshi data news on August 15th, since August, small and medium-sized banks in many places have announced the reduction of deposit Intrerest Rate. With the temptation of different banks' similar deposit interest rate spreads, the "cross-city deposit" continues to be hot. Insiders in the industry said that the rise of "special forces" in cross-city deposits not only reflects residents' demand for wealth appreciation, but also exposes the possibility that some banks may face difficulties in attracting deposits. Banks should further improve service quality, optimize financial products, and attract depositors' attention not only with Intrerest Rate advantages. Experts remind that while depositors pursue high interest rates, they also need to follow the safety, Liquidity, and compliance of the deposit banks to ensure the safety of funds, and make good use of remote account opening and deposit services provided by banks.