2月3日消息，德国主要零售银行 ING 德国公司已正式向个人客户开放加密货币挂钩的交易所交易票据（ETN）及相关产品通道，使散户可通过银行体系直接参与比特币、以太坊和 Solana 的价格表现。这一举措被视为欧洲传统金融体系加速拥抱数字资产的重要信号。
根据官网披露，这些产品由 21Shares、Bitwise 与 VanEck 等发行方提供，均为实物支持型工具，追踪对应加密资产价格，并通过 ING 的 Direct Depot 平台在受监管市场中流通。客户无需自行保管私钥或设置第三方钱包，即可在熟悉的证券账户中完成配置与交易。
VanEck 欧洲首席执行官 Martijn Rozemuller 表示，此举为希望进入加密市场、但又偏好传统托管结构的投资者提供了新的路径。“很多用户希望在现有的证券体系内配置数字资产，同时享受清晰成本结构和合规框架。”
ING 还指出，在德国，这类 ETN 的税务处理方式与直接持有加密货币相似，若持仓超过一年，部分情形下可享受资本利得税豁免，这也成为吸引长期配置者的重要因素之一。
不过，该行也在产品说明中提示多项风险，包括价格波动剧烈、发行方破产可能导致全部损失、流动性不足、市场操纵及监管政策变化等不确定性。ING 在其投资者教育页面中直言，加密货币本质上仍属高度投机性资产，其价格很大程度依赖市场情绪。
作为一家历史可追溯至18世纪的荷兰大型金融集团，ING近年来持续加码数字资产布局。去年9月，该行还与多家欧洲银行联合推进欧元稳定币项目，试图打造跨境支付新标准。此次在德国零售端引入比特币、以太坊与 Solana 挂钩产品，显示传统银行正加速向加密金融领域渗透。
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Articoli correlati
Bitcoin, Ethereum and Solana ETFs Record Positive Net Inflows on February 27
Gate News bot message, according to the latest ETF data released on February 27, Bitcoin ETFs recorded a daily net inflow of 5,445 BTC (approximately $360.87 million), with a weekly net inflow of 13,053 BTC (approximately $865.15 million).
Ethereum ETFs showed a daily net inflow of 24,359 ETH (app
GateNews3m fa
Bitcoin's Worst-Case Bearish Scenario by Willy Woo: BTC Could Fall to $16,000 - U.Today
Crypto trader Willy Woo analyzes Bitcoin's market outlook, suggesting a potential drop to $16,000 if macroeconomic conditions worsen. He believes sideways trading is likely for a month, with a rebound to $45,000 possible by year-end, while CryptoQuant estimates a bottom may occur in mid-2026 post-halving.
UToday13m fa
Bitcoin Faces Crucial Test At $73,700 – Decoding the MVRV Pricing Bands and Market Outlook
The crypto market has reached another critical juncture in time after making another significant move by moving away from historical valuations, which have previously formed boundaries for bull and bear markets. A well-known technical analyst, Ali Charts, based on data provided by Glassnode, has
BlockChainReporter1h fa
Bitcoin Whale Surge Signals March Volatility
Bitcoin nears 20,000 whale wallets as large holders quietly accumulate during price weakness, hinting at a potential recovery phase.
Santiment flags rising $100K+ crypto transfers, warning that sudden whale spikes often signal sharp market reversals ahead.
March 1 Clarity Act talks and whal
CryptoFrontNews1h fa
