Gate GUSD: The Three Best Strategies for Holding USD Assets

In the crypto market, many people choose USDT or USDC to manage their dollar assets, but their functions mainly remain in "stability and settlement," and holding them long-term does not yield returns. The GUSD launched by Gate on August 29, 2025, combines RWA yields and on-chain applications, providing users with stable returns and high liquidity. To make the most of GUSD, you need to master the right strategies. The following three methods can help you maximize the value of your dollar assets.

Strategy 1: Long-term Holding, Earning Time Interest

The biggest difference between GUSD and traditional stablecoins is "earning by holding." The returns come from underlying US Treasuries and other RWAs, and there is no need to claim daily; the principal and interest can be obtained in one go upon redemption. For example, if you mint GUSD worth 100 USDT, and the accumulated return during that time is 20%, you can directly get back 120 USDC when you redeem.

For users who prefer conservative investments, holding GUSD for the long term is the simplest and most worry-free strategy. Regardless of the size of the funds, time will translate into real interest, making it suitable for those who want on-chain "passive wealth management."

Strategy 2: Flexibly deposit into the Spare Change Treasure, don't waste idle funds

Even if users do not intend to lock up their assets for the long term, they can choose to deposit GUSD into the Yu Bi Bao flexible savings, allowing idle positions to continue earning interest. This way, even if funds need to be mobilized at any time, they will not be in a "completely idle" state.

This method is especially suitable for trading users: when you are not using margin or participating in contracts, you can place GUSD in the residual coin treasure, keeping both liquidity and obtaining continuous earnings.

Strategy Three: Participate in Staking and Ecological Activities to Amplify Returns

In addition to the basic yield of GUSD, Gate has also designed ecological incentives. For example, in the first phase of the GUSD staking pool, participants can share CELB, with an estimated maximum annualized return of up to 365% (subject to activity rules). Furthermore, in the future, it will also integrate with functions such as CandyDrop and lending, providing more rewards.

This type of combination of "basic yield + incentive stacking" can significantly enhance capital efficiency. For users willing to bear certain volatility risks and pursue higher annualized returns, this is a strategy worth trying.

Transparent Exit and Fund Security

Regardless of the strategy chosen, the exit mechanism for GUSD is very simple: users can exchange GUSD back to USDC at a 1:1 ratio, and then convert it to USDT or other assets. Gate also plans to gradually disclose reserve proofs and custodian information to ensure 100% full backing. This allows users to enjoy returns while always having control over the liquidity of their funds.

Target Audience for Three Strategies

• Long-term holding: Suitable for users who want safe and stable financial management.
• Yu Bi Bao Deposit: Suitable for individuals with frequent trading and high liquidity requirements.
• Staking and Activities: Suitable for investors seeking higher returns and willing to participate in ecosystem interactions.

No matter what type of user, they can find a suitable configuration method on GUSD.

Risk and Compliance Notice

The underlying assets of GUSD are US Treasuries and other RWAs, but there are still macro interest rate, policy regulation, and contract risks. This article is for informational purposes only and does not constitute any investment advice. Please carefully assess the risks before investing and read the official user agreement from Gate.

User Agreement:

Summary: Maximizing the Value of Dollar Assets

GUSD provides users with three clear financial paths: long-term holding for stable interest, depositing into Yubi Treasure to improve capital utilization, and combining staking with activities to amplify returns. Whether you are a beginner or an experienced investor, you can formulate suitable strategies based on your own needs. As Gate continues to expand its application scenarios, GUSD is becoming a core tool for on-chain US dollar asset management, making funds both stable and flexible.