Wells Fargo's CEO Charlie Scharf recently shared his take on the proposed credit card interest rate cap. His comments shed light on how traditional banking leadership views regulatory interventions in consumer lending markets. This kind of policy debate matters to the broader financial ecosystem—understanding institutional perspectives on interest rate controls helps contextualize the evolving regulatory landscape. Whether you're tracking fintech disruption, DeFi lending alternatives, or simply curious about where traditional finance sees potential friction points, these insider views offer useful perspective on what's driving changes across the financial sector.