Strategy CEO: $1.4 Billion Cash Reserve to Support Long-Term BTC Holdings, Plans to Explore Collateralized Lending to Strengthen Financial Resilience

According to a Bloomberg report on December 3, Strategy Inc (formerly MicroStrategy), the public company holding the most Bitcoin globally, has announced a new strategy aimed at enhancing its financial resilience. The company has established a cash reserve of approximately $1.4 billion to cope with market volatility.

Strategy CEO Phong Le stated that the main purpose of this substantial cash reserve is to cover the company’s dividend payments and debt interest during periods of extreme market fluctuations, thus avoiding the forced sale of its core Bitcoin holdings.

According to estimates, this cash reserve is expected to support the company’s operations for about 21 months, and with prudent management, it could last up to two years. This means that, in theory, the company would not need to utilize its approximately $59 billion worth of Bitcoin holdings for nearly the next two years.

Phong Le further mentioned that the company is exploring more diversified financial instruments and “does not rule out the possibility of lending Bitcoin.”

This statement indicates that the company may, in the future, obtain additional liquidity or income by collateralizing or lending part of its Bitcoin holdings, thereby further “enhancing financial flexibility.”

Compared to a simple HODL strategy, this potential move reflects a more proactive approach to utilizing its Bitcoin assets.

Phong Le further stated that the company is exploring more diversified financial instruments, including “not ruling out the possibility of lending Bitcoin.”

This statement suggests that the company may, in the future, obtain additional liquidity or income by collateralizing or lending part of its Bitcoin, thereby further “enhancing financial flexibility.”

This potential move, compared to a pure HODL strategy, represents a more proactive approach to utilizing the company’s Bitcoin assets.

In summary, Strategy is building a strong financial safety net by accumulating cash to hedge against downside risks in the cryptocurrency market, while maintaining its long-term holding stance;

At the same time, under the premise of ensuring safety, the company will also explore transforming its massive BTC reserves into an additional source of income.

This “hold, defend, and flex” combination strategy provides a practical reference for other publicly listed companies with substantial crypto assets, balancing long-term conviction with short-term financial stability.

#现金储备 # Collateralized Lending