Recent reports indicate that if encryption assets are allowed to account for 1% to 10% of the total assets in U.S. 401(k) retirement accounts, it could lead to a massive inflow of $80 billion to $800 billion into the cryptocurrency market. This figure is staggering, as the total asset size of U.S. 401(k) plans is close to $8 trillion, equivalent to a huge financial reservoir.

This potential policy change could have far-reaching effects on the encryption currency market. It is worth noting that among the American public, the most well-known encryption currencies are Dogecoin, Ethereum, and Bitcoin. These three virtual currencies have already achieved a considerable level of recognition and acceptance in the United States.

If the 401(k) account really opens up for encryption currency investment, it may trigger a new wave of market frenzy. Ethereum (ETH) and Bitcoin (BTC), as mainstream encryption currencies, are likely to become the preferred choice for retirement account investments.

However, we should also be aware that while this policy change may bring significant opportunities, it also comes with risks. The high volatility of the cryptocurrency market may have a significant impact on retirement savings. Therefore, if this policy is ultimately implemented, investors need to carefully weigh their options and allocate their assets appropriately to ensure the safety and growth of their retirement funds.

Regardless, this potential policy change undoubtedly injects new imagination into the cryptocurrency market, and it is worth our continued attention to its development trends.