SBI Holdings has expanded its XRP-based shareholder rewards program to include SBI ARUHI, its listed mortgage lending service subsidiary. This move enables SBI ARUHI's nationwide investors to receive XRP as rewards, further promoting the integration of blockchain with traditional banking services and facilitating broader cryptocurrency adoption in Japan.

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There is no serious way to accumulate a lot of XRP for free without taking big risks, and most "free XRP" offers are scams. You can however obtain small amounts or rewards in XRP through legitimate programs, but this requires time or already having some capital. Relatively Legitimate Methods "Learn & earn" programs and educational campaigns Some platforms run campaigns where you follow a mini course and receive a few tokens. Monitor well-known major platforms rather than obscure sites. The amount received is often low, but it's the most "free" and relatively safe way. Cashback and centralized exchange rewards A few exchanges offer cashback or missions (quizzes, minimum trading, etc.) sometimes paid in XRP. It's not totally "free" because you often need to use the platform. Stick only to reputable exchanges and verify the terms. Airdrops linked to the XRPL ecosystem Sometimes, projects on the XRP Ledger distribute tokens to XRP holders. Generally you must already own XRP in an eligible wallet. Be wary of fake airdrops that ask you to connect your wallet and sign weird transactions. Staking, lending or yield if you already own XRP If you already have XRP, some services offer interest in XRP or other tokens. It's no longer "free", it's a return on capital that you're risking. Always evaluate platform risk before locking up your funds. $XRP