Visa Launches Program to Speed Cross-Border Payments Via Stablecoins

Visa allows direct stablecoin payouts to wallets for faster global payments and creator earnings.

Blockchain records all transactions making payments secure, transparent and instantly verifiable.

Pilot targets digital workers offering near instant access to funds without traditional banking delays.

Visa has launched a pilot program that allows businesses to send payouts directly to stablecoin wallets. The announcement came during the Web Summit, marking a major step in connecting traditional finance with blockchain-based payments. The program enables freelancers, gig workers, and creators to receive payments in USD-backed stablecoins such as USDC. The goal is to make cross-border transactions faster and more efficient than existing banking systems.

Using Visa Direct, funds now move within minutes instead of days. Businesses can fund payments in fiat currency, while recipients receive digital dollars. This pilot moves stablecoins from backend operations to practical use, giving real users access to faster and transparent payments.

Pilot Focuses on Faster Earnings for Digital Creators

According to the Visa 2025 Creator Economy Report by Monetized, more than half of digital creators prefer instant earnings access. The pilot meets this growing demand by simplifying payout processes. Visa aims to enhance payment speed, reduce dependency on banking hours, and increase global financial inclusion.

In September, Visa introduced pre-funded stablecoin payouts for businesses. The new pilot takes this further by delivering funds directly to user wallets. It shows Visa’s commitment to developing blockchain-based solutions that meet real-world needs in the gig economy and creator space.

Blockchain Enhances Security and Transparency

Every transaction in the pilot is recorded on the blockchain, ensuring transparency and auditability. Both businesses and recipients can verify payments immediately while maintaining compliance with financial standards. The blockchain structure also provides a safe store of value for users in countries with unstable currencies or limited banking services.

By using blockchain, Visa eliminates delays tied to banking schedules and improves payment reliability. This move positions Visa as a practical bridge between traditional payment systems and digital finance innovations.

Regulation Strengthens Visa’s Stablecoin Push

The introduction of the GENIUS Act in the United States has provided clear federal rules for stablecoins. Building on this progress, Visa is expanding its stablecoin activities to create borderless access for international workers and digital enterprises.

Visa has already begun piloting the program in the United States through selected partners. The company plans to expand the rollout by late 2026, guided by client interest and regulatory conditions.

Partnerships Reinforce Visa’s Blockchain Strategy

Recently, Visa strengthened its partnerships with fintech companies such as Bridge, owned by Stripe, and Yellow Card. It also launched the Visa Tokenized Asset Platform, which lets banks mint and burn stablecoins for testing purposes.

Since 2020, Visa has processed more than $140 billion in crypto and stablecoin transactions. With this pilot, Visa continues to build a stronger link between the traditional financial world and blockchain-driven payment systems.